Affordable loans – we got you

In most cases, we will review your application and issue an approval within a few hours. If you are self-employed, we will need to see your most recently filed federal tax return to calculate income (ideally the last two years), so have that ready. Just give us a call or submit your application online for the fastest turn times. And don’t worry, if we can’t get you approved now, we will put together a custom “game plan” to get you ready for homeownership ASAP.

There is a ton of misinformation out there regarding credit pulls. At the VERY MOST, a single credit pull could drop your score by 5 points, but that is extremely rare. We can also run a “soft pull” that has no impact on your scores. In 20+ years, we have never seen a client NOT qualify because of a credit pull, but we have seen far too many clients hurt by waiting too long to have their application reviewed in full.

Communication, Service, and Rates. We know the process can be stressful, and we will make sure you understand every step along the way. We are available when you need us, not just during traditional business hours, and we provide service with a smile. Plus, we shop over 150 lenders to make sure you are getting the best deal for your specific needs.

The average “big bank” loan officer has been in business about 6 months. They have limited loan options available, and if you don’t fit into one of their standard programs they will move onto the next call center notification. And guess what? We work with most of them anyways, so you can get the security of a big bank loan with the hands-on expertise of a local professional.